Users

Why use Twyne?

Most DeFi users aren’t using all their borrowing power. Twyne helps unlock that unused potential — whether you want to borrow more or earn more — in a way that’s flexible, safe, and efficient.

How it works

Twyne splits users into two roles:

• Borrowers tap into extra credit to increase borrowing power.
• Credit LPs delegate unused credit to earn more yield.

What roles exist

Borrowers

When you deposit collateral, you get your own Borrow Vault. You can then borrow assets — not just based on your own limit, but by tapping into unused credit from others.

Two main use cases:

1. Liquidation Protection
   Borrow the same amount but make your position safer by using delegated credit.

   You don’t increase leverage, but you significantly reduce the chance of liquidation — up to 90% of risky scenarios can be avoided.

2. More Borrowing, Same Risk
   Increase your borrow amount without taking on more price risk.

   Example: If you’re comfortable with 10% price swings, Twyne lets you borrow more while keeping that same tolerance level — compared to what you’d get on a the underlying lending market.

Twyne gives you more control over your risk and lets you put your collateral to better use.

Credit LPs

If you’re not borrowing, you can delegate your unused borrowing power to others.

In return:

• You continue earning yield on your deposited assets
• You earn additional fees when your credit is used
• You keep full custody of your tokens
• You can release your credit anytime as long as it’s not in use

It’s a way to turn idle borrowing power into passive income